129773822103125000_85After the private lending crisis, the SMEs funding strand, national bad loan rates lowest Prefecture1.74%, the rising trend has been 8 months, than at the end of June last year lowest 0.37% rising 370.27%. According to this report, at the end of February, Wenzhou banking financial institutions ' non-performing loans of up to $ 11.241 billion, increased $ 2.546 billion at the beginning of the year, than the increase of $ 1.785 billion at the end of last month and burgeoning bad loan ratioRose by 0.38% over the beginning of the year, rose by 0.27% over at the end of last month. Which is, Wenzhou banking bad loans over two months before signs of increasing. Among them, a large State-owned bank of Wenzhou branch of bad loans of $ 2.09 billion, head of the banks. A Wenzhou secured financing a company in charge said last April or May appear straw in July or AugustThe climax of Wenzhou private lending crisis
tera power leveling, so far away from the first anniversary of the Bank loan was at its peak a few months time. However, in the near-collapse of the financial credit system
tera gold, after the Bank's credit risks are dramatically enhanced, Wenzhou has very tight liquidity in the enterprises and individuals, this does not rule out in the coming months, Wenzhou banking bad loan rates have accelerated in May. 2Month, shenyin wanguo published research report said that the majority of surveyed banks bad loan ratio is at least 2% Wenzhou, is expected in 2012, and in the case of economic downturn does not rule out reaching 5%. Shenyin wanguo believe that 2012 bad loans should be greater than the pressure in the first half of 2008 quarter, because the withdrawal of funds from private lending may lead to small business fundingStrand, 2008 four seasons private capital are quite plentiful. It has been learned that currently Wenzhou banks have different tolerance levels increasing the ratio of bad loans, extension of the General tolerance to 1% per cent. Before a Wenzhou banking Bureau official told the local media that the 0.5%-1% increase in most banks, increase the rate of bad loans after tolerance 2About%, individual banks or even 3%, Wenzhou, China Construction Bank branch or even to superiors recommended disposal of bad loans restructuring decentralization of authority to the Bank. "The significant increase in bad loans, had a great impact on bank lending space. "A principal responsible persons of Wenzhou City commercial bank branch told reporters recently, almost all banks are tightening the traditional SME lending, housingLoans almost entirely stopped, the Government investment projects and a number of high-tech enterprises, banks are scrambling to loan the main object. At present, Wenzhou, a total of 1330 of banking institutions, are types of banking institutions in Zhejiang Province one of the most complete and largest number of dots of prefecture-level cities. Wenzhou Bureau of statistics data showed that in January-February this year Wenzhou banks released credits7.531 billion yuan
tera gold, up less $ 9.44 billion, particularly February subject to strict credit controls and restrictions on loan to deposit ratio and other factors, only $ 2.875 billion in new loans, 1.784 billion yuan less than the previous month, tightening 64.4%. In addition, the end of February, of personal business loan of $ 153.65 billion, earlier than the reduction of $ 4.5 billion, down 0.28%.
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