Diablo 3 Power Leveling and cooperation between banking and insurance TFN

⊙ Journalist Mr. Yu Yong Huang leilei 0 edit it seems to most insurance companies, negative growth through new business this year, stocks decline in debts arising out of double bear investment and huge floating losses, peripheral markets numerous bad news after the fight, and many other negative factors Diablo 3 Power Leveling, the worst time has passed, to embrace the 2012 performance Sprint for the coming year on our side. "Life insurance, property insurance down"Is the Investment Bank on next year's prospects in the insurance industry generally. Life insurance: gradually warmed up or exceeding expectations increased difficulty, is the challenge now facing the life insurance company.　　With banking and insurance markets affected by the impact of banking products, traditional channels of the life insurance industry is not very impressive this year. Industry exchange, according to the third quarter of 2011, Bank and insurance company premiums fell by 3.5%. "This is a rare phenomenon in recent years, banks and insurance companies has fallen for three consecutive years.　　"Comments on the industry say, 2011 dilemma of banks and insurance companies, competing with banking and insurance funds, as well as introduce prohibition of insurance company employees resident sales related. This lets rely on channels of foreign banks and insurance (including joint ventures) life insurance business was injured. A joint venture life insurance company highTube feeling: this year except the first year of its opening diablo 3 gold, one of the most difficult years, premiums, investment targets set at the beginning there are no completed only in cost "can save the province", "pull pull". However, the worst time is about the past. With moderate return of monetary policy-neutral, regardless of the needs, channels or the supply, in 2012 than 2011 to small。 According to the prediction of guotai Junan, "base decline, warming trends to determine next year's life insurance industry, and cooperation between banking and insurance, might thaw also: the new Chairman of the China insurance regulatory Commission Xiang Junbo from the banking system, and before him his agricultural banks and insurance companies cooperate closely. However, unless the speed and amplitude of the silver thaw exceeded expectations, otherwise not too optimistic expectations of gains, the primaryIf investment earnings, recovery is difficult to support high growth. "Property insurance: high correction slide worries benefited from the significant increase in new vehicle sales in the first two years and increasingly strict regulatory policies affecting, ushered in the property insurance industry rapid development. It can be said that insurance was the only highlight in 2011, the insurance industry, in particular Pacific property insurance and ping an property insurance are realized beyond industryFee growth.　　Premium growth and profitability of the property insurance industry reaches record highs. The market's concern is, of the property insurance industry profits highs can be sustained.　　Accompanied by a decline in car sales this year and car insurance rate liberalization progressed, people in the industry are expected over the next two annual insurance industry entered a period of steady growth, growth worries even exists. Turns out, the current domesticMajor comprehensive cost of several insurance companies rate has reached the level of 92% per cent, which are relatively rare in the history of property insurance in China and abroad, visible property insurance underwriting profitability has reached its peak. An asset insurance company actuarial analysis, head of the Department, "development of the domestic insurance industry usually has a practice, is the day a little better than a few years later, they get into a new round of competitionRace. As competition intensifies, underwriting profit margins will be hard to remain high. "Coupled with looming next year car insurance rate marketization reform, the industry expects next year insurance profit growth will decline, but still maintain a certain profit level. This is because, although a new round of vehicle insurance competition it is difficult to avoid, but the extent to which competition is still under strong constraint: a lower voteCapital profitability and solvency; second, improvement and sharing of information platform; third, regulatory strengthening. Therefore, on the premise of not vicious competition, automobile insurance profit cycle may continue for an extended period of time.